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Mental Health Questions & Answers
Q. What is mental health?
A. Mental health has to do with how you feel about yourself, how you feel about others, and
how you are able to meet and handle the demands of life. It is not the absence of problems.
Rather, it describes the ability to balance problems with appropriate coping skills. We
know that the right amount of sleep and exercise, a proper diet, appropriate medical
care, and caring relationships can go a long way toward improving both our physical and
Q. What are mental illnesses?
A. Mental illnesses are diseases that cause mild to severe disturbances in thinking, feeling and
behavior. These disturbances may sign)ficantly impair a person's ability to cope with life's
ordinary demands and routines. Just like physical illnesses, mental illnesses vary greatly
by type and severity.
Q. Can mental illnesses be successfully treated?
A. Yes, depending on the type and severity of the mental illness, a person can learn to cope,
improve, or experience a full recovery with proper care and treatment. Recently, there have
been sign)ficant advancements in treatments for schizophrenia and clinical depression.
Q. What are the most common types of mental illnesses?
A. Anxiety disorders are the most common mental illnesses. The three main types are
phobias, panic disorders and obsessive-compulsive disorders.
Q. What causes mental illnesses?
A. Many psychiatric disorders can be linked directly to a biological origin. Others may be
emotional or psychological reactions to environmental or social situations. Some of these
disorders may be temporary, caused by extreme stress or life changes. Treatment may
include medicines, psychotherapies, and social supports.
Q. What is clinical depression?
A. Clinical depression is marked by intense feelings or thoughts of sadness and despair that
lasts more than a few weeks and interrupt functioning in daily life. It is one of the most
treatable mental illnesses, but it requires professional treatment with medication,
psychotherapy, or a combination of both. As with many illnesses, if treatment is needed,
the earlier it begins, the more effective it can be.
Q. If I am being treated for a mental illness, what can I do to help myself?
A. To make the most of your treatment, form a partnership with your mental health care
provider; continue your treatment as recommended (improvement often takes place within
six to eight weeks); join a support group; and take good care of yourself by eating well,
exercising, and gefflng plenty of rest.
Q. Does stress cause mental illness?
A. When you are constantly reacting to stressful situations without making adjustments to
counter the effects, stress can cause physical, emotional and behavioral disorders that can
affect your health, vitality, peace-of-mind, as well as personal and professional
relationships. It is estimated that 75-90 percent of visits to primary care physicians are
Q. How do I get help for a mental illness?
A. The first step is to talk to your doctor to see if there is any underlying physical cause for
your symptoms. If none is found, your doctor may refer you to a mental health specialist.
Mental health professionals include psychiatrists, psychologists, counselors and social
workers. Psychiatrists and other doctors may prescribe medications to treat mental illness.
Most mental health professionals have expertise in psychological and behavioral
interventions. For some disorders, medications and psychological treatments work best
Q. Does medical insurance cover treatment?
A. Insurance policies vary greatly, but most private insurance and health maintenance
organization (HMO) plans contain some mental health benefits. Unfortunately, many plans
do not provide equal treatment for physical and mental illnesses. Contact your health
insurance provider for details on your coverage for treatment of mental illnesses.
Q. When I compare my mental health coverage to my physical health coverage, what should I look for
A. Most often the disparity between mental and physical health coverage occurs in three areas:
arbitrary limits on inpatient and outpatient visits; discriminatory copayments limiting
affordability of care; and low lifetime and annual caps for people with mental illnesses.
These limits often do not provide for enough treatment for people who need long-term care.
Q. Have any states moved to end the disparity between mental and physical health care coverage?
A. Yes, five states -- Maryland, Minnesota, Maine, New Hampshire and Rhode Island -- have
passed 'parity" legislation stating that private insurance companies cannot discriminate on
health care benefits. The Maryland and Minnesota measures are the best because they
apply to all mental and emotional disorders, including those that affect children.
Q. What can I do to improve my insurance coverage for mental illnesses?
A. Write your state representative about your concerns. Request that he or she support parity
for mental illnesses by drafting or endorsing legislation that will end discrimination. Tell
your employer or benefits administrator that you support equitable mental health coverage.